This Risk Disclosure Statement is made in relation to the following offer of securities:

SG CASH PTE LTD (LOAN AGREEMENT)

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The securities or securities-based derivatives contracts made available through this platform/facility are offered to you in reliance on the exemption under section 272A(1) of the Securities and Futures Act(“SFA”). These offers are not made in or accompanied by a prospectus that is registered by the Monetary Authority of Singapore (the “Authority”). The securities or securities-based derivatives contracts to which the offer relates shall not under any circumstances be subsequently sold to any person.

You should NOT invest in the securities or securities-based derivatives contracts offered unless you fully understand the risks and are prepared to take the risks. You should carefully consider whether this investment is suitable for you in light of your knowledge and experience in financial and business matters, investment objectives, financial means and the risks that you are prepared to take.

The risks of investing in such securities or securities-based derivatives contracts include but are not limited to the following: *